Long term financing is a strategy employed by businesses and individuals to secure funding for extended periods of time. These types of loans usually exceed one year or longer.

This type of financing is often used to support large-scale projects, acquisitions, or investments that require substantial capital. Several options can include bank loans, corporate bonds, equity financing, and other instruments designed to provide stable and predictable funding. Businesses often use this type of financing to facilitate growth or expand operations. Additionally, the goal could be to acquire assets with extended lifecycles. 

For individuals, this type of financing might involve obtaining a mortgage to purchase a home or taking out a student loan to fund education.

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